At Saturn of Wichita we are committed to treating and using nonpublic information about you responsibly. This Privacy Policy describes nonpublic personal information we collect, why we collect it, and how we protect the confidentiality of nonpublic information.
The Privacy Policy is effective July 1, 2001 and applies to nonpublic personal information collected or used when we offer financial services to you for personal, family, or household purpose. We obtain non-public personal information about you from the following sources:
*Information we receive from you, such as information on applications or other forms.
*Information about your transactions with us, our affiliates, and other companies not affiliated with us. We may obtain nonpublic personal information such as your bank balances, payment history or location information.
Another example of how we use this information is monitoring and collecting existing accounts.
*Information we receive from consumer reporting agencies, credit references, employers, insurance companies and insurance agencies, such as your credit history, credit score, and information that we obtain to verify employment history or that insurance coverage is in place.
We may share non-public personal information about you with the following types of affiliates and non-affiliated third parties.
*Financial Service providers, insurance companies, and insurance agents.
*Non-financial companies, such as vehicle manufactures, title services agencies, and companies which perform marketing services on our behalf and with whom we have joint marketing agreements.
Other circumstances in which we may share non-public personal information about you:
*When our customers request or give us permission to do so.
*When we are required or permitted by federal, state, or local law or regulation to do so.
*When fraud is suspected or for risk management purposes.
*When we share information with consumers reporting agencies.
We restrict access to non-public personal information about you. We safeguard nonpublic personal information according to established industry standards and procedures. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to protect your nonpublic personal information.
